Debt Piled on Top of DEBT.

Debt Piled on Top of DEBT.



Bailouts, foreclosures, personal bankruptcies, stimulus packages, debt piled atop of debt and why is it we need two income families simply to just get by.

  • Where will it all end?

How did we get into a situation where there has never been more material wealth and yet everyone is in debt to the bankers?

  • Now, all of a sudden, these bankers have no money.

Why do the taxpayers voted representatives rescue the banks by going further into debt?

  • Because we don’t understand the basic truth about our money.
  • It wasn’t a course we were expected to take during our school days.
  • “The short course on money” just wasn’t offered.

So,the vast majority of us have never given the topic any serious thought.

Have you?

  • Prudent money philosophy starts at home.

It starts with each and every single person. How can we expect to fix a problem if we don’t understand what’s going on and why?


Who Is Lenny Tumbarello?

He’s a former BIG TIME DEBTOR who accidentally discovered living beyond our means is probably the biggest un-talked about social issue in our Western culture.

  • He knows what it’s like to be in debt up to your eyeballs and turn it back around without bankruptcy.
  • He establishes a different perspective about confronting the tendency to spend money before we’ve got it.

Lenny Explains About :
Buy – Consume – Spend

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Common sense philosophies about money matters were taught to him early by his parents.

  • Like most of us he rejected their advice.
  • You remember how it is when you’re out on your own those first years.
  • You’re gonna prove you can get-it-all and get-it-now.
  • He’s been there.

Lenny’s passion, insight, and humor stem from his own personal struggle with overcoming his own life of being in debt up to the eyeballs.

  • Simply sharing key principles through refreshing stories stimulates a realization of how really easy it all is.

Mr. Tumbarello shares his compelling message and constructive approach with audiences everywhere.

  • His stories defuse the half-truths about personal finance.
  • Lenny generates a realization that anyone can win at this money game with the income they’ve already got.


His action packed, humorous and inspiring programs result in happier, more productive people who mindfully end the stress the debt was causing in their lives.


Lenny Tumbarello deep sea fishing in Cabo San Lucas.

His philosophy is “We too can do … what we set our mind to.” His mission is to help people rid themselves of the burdens their debt creates.

He and Jackie live in Arizona. They spend the winters in the greater Phoenix area, with a trip down the Baja of Mexico every few years. They spend their summers up at the Grand Canyon, simply enjoying. It’s cold there during the winter.




Lenny is presently on the Promotion Trail of his book, No Balance Due.

He loves sharing the simple common sense philosophies that transformed his financial world to being debt-free.

  • He doesn’t force feed anyone. Lenny simply shares his experiences.
  • Supplemented by the experiences others are sharing with him as he travels, keeps each presentation light yet informational.

Implementing warmth, wit and sensitivity throughout the program, he seems to easily connect and relate by allowing the listener to pick and choose what fits for them.

  • He encourages participants to open up and learn about this otherwise stigmatized topic.

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